Finance

Do You Have Secret Savings?

Do you have secret savings that you haven’t told your partner about? If you do, you’re not alone. Over 41% of people in a recent study admitted to having secret savings their partners have no idea about. The main reasoning for having their own savings hid away is because they like to be independent. However, a surprising number of people suggested they keep a separate hidden savings account because their partner is terrible at saving. While I’m not here to comment on people’s motivations for savings or whether they should be keeping large sums of money secret from their partner, it’s interesting to see many people are putting money away for a rainy day. Over 25% of those people studied are putting money away for a holiday, which is one of my favourite reasons to save. But what other motivations might people have for saving, especially away from their partners…

Where the perfect career can lead you

Whether you are beginning your career path or have been working for some time, it is important to have career goals. Success stories happen every day for people who begin in an entry level position and work their way up to the top of the company where they reap rewards like earning millions or becoming renowned. With dedication and hard work, you can land the perfect career and earn good money doing it. Unhindered career goals Ask yourself how happy you are at your current job and why you want to find a better career. The answer is usually to meet your full potential and to increase your income. Some of the best careers result in all the perks and benefits that come with top level positions ranging from financial security to fame. If you have limited job options in your current career, find that it is not a good…

10 Steps to Starting a Photo Blog for Your Friends

Creating your own site is the perfect way to preserve the memories of you and your friends. But not everyone has the skills to design and build their own sites. Fortunately, there are many tools and resources to help you start a blog even if you’re not technically inclined. In fact, you can set up a blog in 20 minutes or less and build a decent looking site within a couple of hours with the right directions. Here is a 10-step guide to starting your very own photo blog. Step 1: Choose Domain, Web Host and Platform If you want to have total control of your site, you will want to set up your own domain. You can register a domain by going to Godaddy.com or any other registrar. You will then want to get a basic hosting plan which can cost anywhere from $3 to $10 a month depending…

Finding it tough to save money? Read this post

Saving money can be challenging for many people. After all, we live in a time where instant gratification is the norm, and it’s all about keeping up with our neighbours. Unfortunately, the chances of many millennials owning the own home continue to decrease, and a large percentage of this generation will be renting for life. Many studies have also shown that most people are living pay check to pay check. If you lost your job tomorrow, how many months would you be able to live on your savings for? One of the biggest reasons to save is simply to put money away in the event of an emergency. But I get it- saving is hard when there are so many advertisements in your face all day, screaming out for you to buy certain things. Recently, I’ve been trying to tackle my own saving goals, and I’ve found it challenging as…

Have you considered these financial consequences of Brexit?

British expats who are planning to return to the UK in the wake of Brexit are set to place extra pressure on the already overstretched NHS, potentially doubling the country’s current care costs, a new report claims. This is according to the Nuffield Trust, which believes Britain may be forced to spend as much as £1 billion per year on treating returned expats on the NHS. At the moment, the UK provides around £500 million each year to countries in the EU that care for retired expats, so this outgoing could double. If this is the case, extra financial strain will be placed on the health service, but what does the forecast look like for expats who are planning to remain overseas after Britain formally separates itself from the EU? Financial challenges are likely to be seen here too. To begin with, the value of the pound has fluctuated significantly…

4 Practical Benefits of Getting a Travel Money Card for Your Trip

When you decide to travel, one of the first things you think about is the money you will have to spend before and during the trip. There are lots of factors that influence your spending perspective: the amount of money you need to set aside for purchasing items, for food, and for transportation. You will also need to think about the exchange rate, and how you are going to carry all that money. Yes, even when it comes to bringing money, you will need something much safer than a wallet. A wallet can get stolen, and once it does, you will face major problems like cutting access to your credit cards, the money you will need to spend to go back home, and so on. To avoid or to prepare for these problems, you must have a travel money card. The best travel money cards will allow you to spend…

When you should consider getting a chartered financial planner

Ever since 2006, the Chartered Insurance Institute has been awarding chartered financial planner (CFP) status to the most knowledgeable, committed and qualified advisors within the United Kingdom. These professionals have unmatched financial expertise and experience and provide the highest quality service to their clients. But, are these chartered financial planners’ services relevant to your financial, or even personal, needs? Here are some of the more popular situations where utilising a CFP’s advice can be invaluable to your finance’s security. Starting your family One of the most financially stressful times in life is your first steps towards starting a family. As reported in early 2016 in The Guardian, the average cost of raising a child now tops £230,000, with education and childcare the two largest factors towards that sum. Your family is, of course, the most important thing to you, with an endless list of options and possibilities available, and making…

5 Ways Coworking Helps Small Businesses to Survive and Thrive

As the power and influence of startup culture continue to grow, we’re seeing a much more personalised attitude to business in the United States. It is not unusual now for entrepreneurs to work almost exclusively out of coffee houses and other public spaces. Many combine this with an office environment at home so that there’s a degree of variety and dynamism to their everyday routines. However, there’s another trend which is currently setting the startup world alight. In New York, Chicago, Miami, San Francisco, and many of the other major cities, the popularity of coworking is starting to soar. It takes the energy of the coffee house, the professionalism of the executive office, and the comfort of home to form a supercharged, super effective work environment. If you click this website link, you can check out some of the main features. Keep reading to learn more about how coworking spaces…

The Most Daring Scams in History – Make sure this Doesn’t Happen to You

Nobody wants to fall victim to a heinous scam, and conmen who take advantage of people in this way should be stopped. One way to prevent them achieving their goal is to be aware of how people try to con others. With this knowledge, it should help innocent “marks” keep hold of their hard-earned money rather than hand it over to these seemingly genuine scammers. Here are two of the most daring scams ever. Bellagio Dealer $1 Million Craps Scam The Bellagio, owned by MGM, is one of the most iconic casinos in the world, and has appeared in Ocean’s Eleven and Ocean’s Twelve. As one of the predominant spots on the infamous Las Vegas strip, you might expect scammers to steer clear of the place. The security is tight with CCTV cameras, guards, and floor people all constantly on alert for hustlers who try to cheat the games. But…

How easy is it to make money on the stock market

How easy is it to make money on the stock market? Trading on the stock market may seem confusing for a beginner, but it’s proven to be one of the most consistent ways to make a profit. In this era of low interest rates, more and more people are considering whether they could benefit from stock market trading. However, in order to do this successfully it’s vital you understand the market and invest your money wisely. While stock trading can prove very lucrative, no profit can ever be guaranteed and you should only invest money you can afford to lose. Professional hedge fund investors only get it right around 60-65% of the time, but these individuals put in 100 hour work weeks and eat, breathe and sleep the financial markets. It isn’t easy to make money on the stock market, but it is possible. If you want to earn big…

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