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Alexa

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Here’s why you should cruise in 2018

Travel

Planning to travel this year? If you’re anything like me, the idea of long airport security lines, expensive hotels, Uber and taxi rides, and constant packing and unpacking probably isn’t your idea of a good time. So what do you do when you’re determined to see the world but hate the actual exercise of getting from Point A to Point B? You take a cruise. If you’re looking for a stress-free vacation where all the hard work is done for you, cruising is the way to go. Whether you want to embark on a cruise from Southampton, or prefer to choose a different city to embark on your cruise, there are thousands of options available. One of the best things about cruising? You pay for the majority of your costs upfront. This means you can truly relax, without continually opening your wallet while you’re travelling. When you book your cruise,…

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How great customer service creates customer loyalty

Work

Thanks to the amount of travel I’ve done, I’ve experienced customer service all around the world. One thing I’ve recently noticed is how much more likely I am to repurchase a product or service from a company if I’ve had a good experience with them in the past. If you’re planning to launch your own business in the future, you may want to keep this in mind. Great customer service can be the difference between success and failure for businesses of all sizes. Recently, I ordered a dress from Asos. Since I was in Europe, I was unable to find a nice summer dress for my friend’s wedding in New Zealand. I would be flying to New Zealand in time for Christmas, but I wouldn’t have time to go shopping for a dress once I was home. I found a nice dress that I liked, and ordered it along with…

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5 Ways CPAs Can Dodge a Data Breach

Technology

Accounting firms, like all other industries, are susceptible to data breaches. Thankfully, certified public accountants (CPAs) can dodge data breaches by examining common hacker tactics. Some of the largest reported data breaches from the past few years reveal many of those methodologies: For example, in 2013, Target stores lost control of credit card and contact information for more than 110 million customers. How? Hackers accessed the company’s point of sale (POS) payment card systems through one of Target’s third-party HVAC vendors. A few months after the Target breach, another group of hackers gained “root” privileges to JPMorgan Chase’s servers. The group potentially compromised the banking and financial records of more than 76 million individuals and seven million businesses! In 2011, hackers exploited weak and inconsistent security controls in Sony’s PlayStation network to steal information in more than 77 million online accounts. The wealth of information held by healthcare organizations make…

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Getting older? You don’t need to sell your home

Real Estate

Eventually, there comes a time when we all need to start slowing down in life. Our bodies sometimes begin having difficulty with everyday tasks, and you may find yourself recovering from surgeries or illnesses. This is often the time that many people begin thinking about selling the family home. Unfortunately, the home that you lived in for so many years and made so many memories in, simply may no longer be suited to your needs. But that doesn’t mean that you need to sell. Instead, it’s possible to make a few smart changes to your home so you can continue to live in it comfortably and safely. Here are some tips to help you stay in your current home: Consider a stairlift Are you finding it difficult to get up and down the stairs? Maybe you avoid going up and down at all costs, and you’re worried that you may…

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How mums can find work/life balance

Work

Being a mum is hard work. Especially for those juggling full or part-time work with family responsibilities. And there’s continual pressure on mums to make it all look manageable. Not to mention all the one-upping on social media. Here are some ways mums can find work/life balance: Get some help It’s becoming more and more common for busy parents to use outside help. You may want to think about whether you should use a domestic staff agency to help you with things like childcare, cooking, and housecleaning. This allows you to have more free time to do the things you love, like spending time with your kids. Have support systems Trying to do it all alone is a recipe for disaster. Instead, make sure you have good support systems in place so you can have someone to lean on when the going gets tough. This could be a group of…

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Examples of HOA Restrictions

Finance

Nobody likes to be told what to do, but sometimes the rules are there for a reason. Homeowners Associations, commonly known as HOAs, are known for having some of the strangest, strictest, or silliest rules anyone’s ever had to follow. While lots of HOAs have crazy rules, most of them have restrictions aimed at keeping everyone in the association happy and neighborly, while protecting property values. But in what areas does the HOA have power? Here are some examples of rules and restrictions commonly seen in HOAs: 1.House color and appearance. HOAs tend to have rules that concern how things look. In some HOAs, people can only paint their houses certain colors and have to maintain a neat front lawn at all times. An HOA that has these rules can fine someone that lets their lawn get ragged or neglects the paint job on their home until it starts to…

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3 Tips for Selling Your Business

Finance

Congratulations – you’ve made a business that’s viable enough to consider selling, the truth is that’s no small feat and probably took a lot of work to get to that point, so kudos to you. When you’re preparing to sell a business, there’s a lot of stuff you need to do before betting that point, in order to make sure you get the best possible market price for your business. Here are my 3 tips for selling your business: 1. Compare it to the Market If it’s an online business, compare it to other businesses in the market to see what kind of sale price you can expect. Often there are some standard rules for how much to expect for an online business, such as 5x annual income as an example. It will depend on a number of factors, but doing some research online to see what other online businesses…

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Amazing food and drinks deals before Christmas

Finance

I don’t know if you’ve noticed this, but… it’s Christmas!!! Yes, dust off the giant roasting tin, because the season of goodwill is upon us! In the weeks (or months for you organised lot among us) leading up to the main event, savvy shoppers spend hours researching where to get the best deals for those special gifts. Now I don’t know about you, but I’ve realised I don’t give the same level of scrutiny to the prices of the food and drink I buy. With the average UK family predicted to spend £174 on food and drink for Christmas Day alone this year, maybe it’s time I did some digging… There are some great money saving tools available at MySupermarket. This site features a basket comparison tool, allowing you to see where you’ll get the best deal on your Christmas food shop. You can view the latest top offers, and suggested alternative ‘swap…

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Making Extra Money While Traveling

Finance

When you spend time reading travel and finance blogs around the internet, you start to notice that a lot of people seem to be traveling a great deal of the time. How. Do. They. Do it? Most of us have many reasons why we can’t travel very often at all, much less for months at a time. We’ve got jobs, kids, mortgages, clubs, friends, and all manner of other things that tie us to a specific region. The main reason why we can’t see ourselves traveling a great deal (at least for most of us) is that this would be a quick and reliable way to go broke. Travel is expensive, and when we travel we can’t work for income, right? Wrong. Today, more people than ever are working online, or identifying other methods of creating income on the internet even without checking in with a traditional employer. One of…

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5 Amazing Holiday Ideas for Adventure Lovers

Travel

Maybe you’re like me and a little bored of the standard holiday to Europe, visiting the typical attractions, taking some nice pictures and heading home. I’ve been searching for some trips that are a little more thrilling and bound to come with some really good stories to share with loved ones when you return home. Here are my top 5 amazing holiday ideas for adventure lovers: 1. Do the Trans-Siberian Railway This is usually on the travel bucketlist for most people I’ve met around the world, however many people are put off by the price or the challenge of organising it all. That’s why a Trans-Siberian Tour could be the perfect solution; you’ll get all the excitement and adventure of exploring the Trans-Siberian by train, but without any of the stress, hassle and language barriers that would be bound to happen otherwise. You can choose to start in Russia and…

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