(Image Credit: Wikimedia Commons) The Kentucky Derby is done, and next up on the racing calendar is the Preakness Stakes. Will the winner be a familiar face from the first leg of the Triple Crown or will a new thoroughbred prevail? Could Always Dreaming, the winner at Churchill Downs, be standing in the Winner’s Circle yet again when the dust settles? Here is a look at the top contenders to win the Preakness this coming weekend, as racing fans wait to see if the Triple Crown dream will be in play for the Belmont Stakes. Always Dreaming The winner of the Kentucky Derby, Always Dreaming, is the odds-on favorite to win the Preakness. Experts cite his speed and endurance, especially at long distances. According to the Bleacher Report, his Kentucky Derby run was a “perfect race.” After a fast start, he stayed out in front, lead into the turn and…

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We all need credit from time to time to pay for the things we need. Maybe it’s an unexpected expense, and we don’t have the savings to cover it. Or maybe we don’t have the money, but we need to buy something essential, like braces for our kids or tuition to go back to school. Yet taking on too much credit can cause financial problems. Good financial health doesn’t mean avoiding credit entirely. You just have to know when getting a line of credit is the wise choice and when you should look for other funding sources instead. Here are some examples on both sides: When You Should Use Credit Buying a House or Starting a Business If you had to wait until you could save up enough money to buy a house or start a business, you’d never do it. By the time you had enough money, you’d be…

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Think for just a moment about how many things you manage online in terms of your personal finances. You likely take care of monitoring all of your accounts including checking, savings, and investments, as well as paying bills, managing credit cards, keeping track of insurance premiums and much more. That’s a lot of personal financial information floating around in cyberspace, and while it can be incredibly convenient to manage your finances this way, there are also things you need to do to keep yourself safe. The following are some of the best ways to protect yourself across all the ways you might manage your finances online. Be Careful With Emails If you send emails back and forth that could include any financial information, make sure you’re taking a lot of precautions. It’s relatively easy to hack into email accounts, and if you are the victim of an email breach and…

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Start Now A lot of people with great money saving habits have been taught to keep some money for a rainy day. Even those who haven’t been taught, learned to use this opportunity. Smart savers will never procrastinate useful financial decisions and will jump on every opportunity, such as retirement savings plan at their work. Save for Retirement It may sound pretty obvious, however, many financial advisers repeat these words because it concerns your future. So it’s not a completely new advice, but saving 10% of your salary each month right into your retirement account will do you good. Create a Budget It is a great opportunity to become a real money saver when you start making your honest written spreadsheet or chart, which you will update regularly. When people can’t provide their monthly budget, it means they have a problem with money. As a result, until you don’t know…

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There are a few different styles when it comes to trading and it is important to choose the one that best suits you and your personality type. Here we will look at the 3 top trading styles – day trading, swing trading and momentum trading and discuss the pros and cons of each. Day Trading Day trading is a good solution for those who are looking to trade over a short time frame. Day traders tend to look at price movements over minutes, hours or days. While the shorter period of day trading will give traders access to more trading opportunities, this will also require much more regular monitoring of your positions, which some traders could find stressful. Similarly, sudden and volatile price changes which are common with day trading, may be stressful for some traders. Another advantage of day trading is that through the use of technical analysis it…

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If you’re planning an event, it can be easy to get slightly overwhelmed by all of the things you need to do. After all, if you miss a key aspect of planning, your event may not be a success. Here’s how to make sure your event is a success: Start planning First, you need to consider the goals of your event. Are you aiming to raise money? Raise brand awareness? Or simply ensure that everyone has a good time? Now you need to make a checklist of all the things you’ll need to do. Don’t be surprised if you’re adding to this checklist as you’re crossing things out, but keeping all of the details in one place is a good idea. If you’re the digital type, consider using an online system like Google Docs or Trello. Make your budget Your budget should be very specific, and should include any opportunities…

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